A novice investor either does not have the funds for large projects, or because of lack of experience does not risk large sums and begins to gain experience, that is, investing small amounts in investment projects. Today, in a difficult economic situation, many become an investor, trying to improve their financial position. Their investment interests are directed first of all to the securities market and bank deposits. Deposits of banks in crisis conditions do not provide profitability with small investments, as the crisis usually has a high level of inflation, which reduces the profitability of the deposit almost to zero The stock market in this sense gives more opportunities for investments. However, you need professionalism and trading experience in the stock market, which most of the novice does not have. On the other hand, (individual entrepreneurs) are in great need of investments that they are reluctantly provided by banks, and venture funds often offer the conditions refuses to accept their assistance. 65008